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Watertown Savings Bank

Watertown Savings Bank in NY: ABA routing reference 221371356, dated 2026-06-17. Review the source and ACH/wire limits, then generate synthetic account test data.

US source coverage, dates and routing limitations

Watertown Savings Bank routing number

These dated references are linked to this institution by an exact FDIC identifier. They are useful for test-data targeting, but do not establish current ACH, Fedwire, FedNow or RTP eligibility.

Reviewing a Watertown Savings Bank bank statement?

Landlords, lenders and HR teams can upload one Watertown Savings Bank statement PDF for a risk review: running balances that do not add up, impossible dates, traces of PDF editing and invalid routing numbers. The result is a review aid with evidence, not proof that a statement is genuine.

Institution details

Source identifier
FDIC 15990
Type
bank
Address
111 Clinton St, Watertown, NY 13601
Source status
Active in this snapshot
Snapshot
2026-10-16

Review the official FDIC source

Regulator-linked institution profile

Joined by the exact FDIC identifier. Reported figures are dated observations, not a financial health assessment.

Website
https://www.watersavingsbank.com
Office Count
10
Assets Usd (USD)
970,986,000
Deposits Usd (USD)
784,288,000
Financial Report Date
2026-06-30
Established Date
1894-01-01
Primary Regulator
FDIC
Charter Agent
STATE
Registry Source Date
2026-10-16

Website icons identify the institution; trademarks belong to their owners. No affiliation or endorsement is implied.

What these records cannot verify

The routing references above identify this institution in a dated source, but cannot establish ACH, Fedwire, FedNow or RTP eligibility. Check current payment instructions with the bank; we do not guess routing numbers from similar names.

US accounts do not use IBANs. This directory does not verify account existence, ownership, balances or payment acceptance.

Recorded locations: 10

Showing up to 20 locations linked by the official source identifier, not by name similarity. Confirm current opening status with the institution.

ADAMS BRANCH

10729 Us Route 11
Adams, NY 13605

ALEXANDRIA BAY BRANCH

4 Market St
Alexandria Bay, NY 13607

CHAUMONT BRANCH

12221 Nys Route 12e
Chaumont, NY 13622

CLAYTON JAMES ST BRANCH

352 James St
Clayton, NY 13624

SACKETS HARBOR BRANCH

100 West Main Street
Sackets Harbor, NY 13685

CLINTON STREET BRANCH

140 Clinton St
Watertown, NY 13601

STATE STREET BRANCH

1816 State Street
Watertown, NY 13601

WATERTOWN BRANCH

101 Commerce Park Dr
Watertown, NY 13601

WSB MUNICIPAL BANK BRANCH

111 Clinton St
Watertown, NY 13601

Watertown Savings Bank

111 Clinton St
Watertown, NY 13601

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