VOP / CoP Compatibility

Payee verification cases for regression testing.

IBANgen provides synthetic VOP and CoP request/response fixtures with expected outcomes, protocol-error cases, request IDs, timestamps and scheme-version references. It is a compatibility lab, never a live account-verification provider.

Scope: Synthetic and sandbox-only. This page documents QA and integration workflows; it does not claim live account verification or production payment execution.

Use it in three steps

1. Payee verification

Exercise MATCH, CLOSE MATCH, NO MATCH, unavailable and protocol-error outcomes without live account verification.

Explore payee verification →

2. Provider contracts

Replay provider-specific payment, mandate, payout and webhook states with source-linked fixtures.

Explore provider contracts →

3. Domestic rails

Cover routing, sort-code, BSB, institution/transit and currency edge cases in sandbox-only data.

Explore domestic rails →

Sources and freshness

Fixture catalog

Open the documented source or runtime contract before relying on this workflow.

View source →Page evidence checked 2026-08-14

Questions teams ask

Are these payment fixtures connected to real accounts?

No. They are synthetic or sandbox-only fixtures. They are designed for QA, CI and contract tests, not for live payment submission.

Can I export fixtures as JSON or CSV?

Public pages expose a bounded preview. Authenticated paid API and lab workflows can export larger JSON or CSV matrices according to plan limits.

Do the fixtures include expected outcomes?

Yes. Each case includes a scenario, expected status or outcome, relevant error details and a deterministic seed where supported.