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US bank data · source-specific evidence

Citizens National Bank of Cheboygan

Citizens National Bank of Cheboygan in MI: ABA routing reference 072402212, dated 2026-06-17. Review the source and ACH/wire limits, then generate synthetic account test data.

US source coverage, dates and routing limitations

Citizens National Bank of Cheboygan routing number

These dated references are linked to this institution by an exact FDIC identifier. They are useful for test-data targeting, but do not establish current ACH, Fedwire, FedNow or RTP eligibility.

Reviewing a Citizens National Bank of Cheboygan bank statement?

Landlords, lenders and HR teams can upload one Citizens National Bank of Cheboygan statement PDF for a risk review: running balances that do not add up, impossible dates, traces of PDF editing and invalid routing numbers. The result is a review aid with evidence, not proof that a statement is genuine.

Institution details

Source identifier
FDIC 5018
Type
bank
Address
303 N Main St, Cheboygan, MI 49721
Source status
Active in this snapshot
Snapshot
2026-10-16

Review the official FDIC source

Regulator-linked institution profile

Joined by the exact FDIC identifier. Reported figures are dated observations, not a financial health assessment.

Website
https://www.cnbismybank.com
Office Count
10
Assets Usd (USD)
470,958,000
Deposits Usd (USD)
435,798,000
Financial Report Date
2026-06-30
Established Date
1931-01-24
Primary Regulator
OCC
Charter Agent
OCC
Registry Source Date
2026-10-16

Website icons identify the institution; trademarks belong to their owners. No affiliation or endorsement is implied.

What these records cannot verify

The routing references above identify this institution in a dated source, but cannot establish ACH, Fedwire, FedNow or RTP eligibility. Check current payment instructions with the bank; we do not guess routing numbers from similar names.

US accounts do not use IBANs. This directory does not verify account existence, ownership, balances or payment acceptance.

Recorded locations: 10

Showing up to 20 locations linked by the official source identifier, not by name similarity. Confirm current opening status with the institution.

ALANSON BRANCH

8011 S Us 31 Hwy
Alanson, MI 49706

Citizens National Bank of Cheboygan

303 N Main St
Cheboygan, MI 49721

HTTP://WWW.CNBISMYBANK.COM/VIRTUAL-BRANCH

303 N Main St
Cheboygan, MI 49721

INVERNESS BRANCH

10854 N Straits Hwy
Cheboygan, MI 49721

MAIN DRIVE-IN BRANCH

414 Division St
Cheboygan, MI 49721

THE INDIAN RIVER BRANCH

3990 S Straits Hwy
Indian River, MI 49749

MACKINAW BRANCH

580 S Nicolet St
Mackinaw City, MI 49701

ONAWAY BRANCH

20581 State St
Onaway, MI 49765

PELLSTON BRANCH

200 Stimpson Dr
Pellston, MI 49769

PETOSKEY BRANCH

324 Michigan Street
Petoskey, MI 49770

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