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THEORY

THEORY in PAINESVILLE, OH: NCUA identifier, address, linked locations and source date. Routing assignments are checked separately.

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Institution details

Source identifier: NCUA cu:24545
Type: credit union
Address: 1595 MENTOR AVE, PAINESVILLE, OH 44077
Source status: Active in this snapshot
Snapshot: 2026-03-31

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Routing numbers and payment rails

Institution identity is not a routing-number assignment. This NCUA record does not establish ACH, Fedwire, FedNow or RTP eligibility. Obtain the routing number from your bank, then check the source observations in our routing checker. We do not guess routing numbers from bank names.

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Recorded locations: 3

Showing up to 20 locations linked by the official source identifier, not by name similarity. Confirm current opening status with the institution.

Madison High School branch

3100 Burns Rd
Madison, OH 44057

North Olmsted Office

30129 Lorain Rd
North Olmsted, OH 44070

Theory FCU

1595 Mentor Ave
Painesville, OH 44077