Underwriting document triage NEW

Lender Bank Statement Review

Give underwriting teams a fast first-pass bank statement review with document integrity score, extracted fields, IBAN validation, suspicious findings, and structured recommendations. Login is required for file upload.

Loan file pre-screening Risk and evidence split API-ready reports

Analyze statement

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Only upload bank statements. Free accounts get 1 validation per period; paid tiers unlock higher limits. This MVP is a review aid, not a final fraud decision.

Document intake

The file is saved server-side for a statement-only review job, retained for 24 hours after upload, and then pruned with its review artifacts. You can delete a completed review sooner through the review controls or API.

Account identifier cross-check

IBANs and supported domestic routing identifiers are checked independently from the AI review.

Structured report

The agent returns parseable JSON for score, evidence, inconsistencies, and next steps.

Statement Intelligence

From one upload to a repeatable review workflow.

Every completed review can be downloaded as structured JSON for case files, QA evidence, or API integration. Teams get predictable monthly capacity without turning a risk score into an automatic approval decision.

View multipart API and polling contract
Recurring individual use Pro $29/month 50 reviews / month Start Pro
API and team workflow Business $99/month 200 reviews / month Start Business

Reduce manual underwriting noise

Use IBANgen to flag statement uploads that clearly need escalation, then keep analysts focused on cases where human judgment and direct verification matter most.

Related statement resources Open a focused use-case or country workflow when the main review flow needs more context.
Bank statement verification API Fake bank statement detector KYC document verification Income verification review Tenant screening statements Statement validator API docs Statement validation pricing
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Is this built for lenders?

The workflow is designed for any team reviewing bank statement uploads, including lenders and fintech underwriting teams.

Does it check cash-flow trends?

The current product focuses on statement integrity and risk evidence, not full cash-flow underwriting analytics.

Can it reject loan applications automatically?

No. It should be used as a triage layer and review aid, not as an automated adverse-action decision system.

Statement risk report

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Upload a statement to generate the report.