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SWIFT / BIC lookup
Use for Finding a bank's BIC / SWIFT code
API
  1. 1Type a bank name or BIC
  2. 2Open the bank result
  3. 3Copy the BIC
SWIFT / BIC lookup

SWIFT code lookup

Find a bank's SWIFT/BIC code by name or code across 12,857 bank records, decode what each part of a BIC means, and see whether a European bank supports SEPA Instant and Verification of Payee.

SPESDE3E is a well-formed BIC

SPESBank code
DECountry
3ELocation
XXXHead office
SEPA Credit Transfer SEPA Instant Direct Debit Verification of Payee

Source: EPC participant registers, 2026-10-12. Bank-level participation only.

SWIFT codes for “SPESDE3E”

BankSWIFT / BICCityCountry
Sparkasse Essen SPESDE3EXXX Essen DE

Have the IBAN instead?

The IBAN checker finds the bank and BIC behind an IBAN, validates its checksum and shows SEPA Instant and Verification of Payee reachability. Validate thousands by API.

Check an IBAN IBAN validation API

How a SWIFT code is built

A SWIFT code (BIC) has 8 or 11 characters: AAAA bank code, BB ISO country code, CC location code and an optional DDD branch code. XXX or an 8-character code points to the head office. A 0 as the eighth character marks a test BIC.

What is a SWIFT code?

A SWIFT code, also called a BIC, identifies a bank in international payments. It has 8 or 11 characters: a 4-letter bank code, a 2-letter country code, a 2-character location code and an optional 3-character branch code.

What does XXX at the end of a SWIFT code mean?

XXX is the branch part of an 11-character BIC and points to the head office. An 8-character BIC refers to the same head office.

Is a SWIFT code enough to send money to an account?

No. The SWIFT code identifies the bank only. Transfers also need the recipient account number or IBAN, and a correct SWIFT code does not prove that an account exists.

Bank SWIFT code pages

Bank records come from a licensed bank directory mirror and the EPC participant registers. A SWIFT code identifies a bank, not an account, and is not proof that an account exists.

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